Who We Are
In 2023 we united our strengths to serve you better
For over 120 years, Journey Bank has stood as a beacon of financial trust and expertise in local communities throughout Central PA. Journey Bank represents the combined legacies and strengths of two local community banks—First Columbia Bank and Muncy Bank. The recently combined bank, together with its nearly 300 dedicated employees, brings a shared commitment to delivering banking excellence to customers with convenient access to 22 community offices across a five-county area that includes Columbia, Lycoming, Montour, Northumberland, and Clinton counties. With more than $1.573 billion in assets as of March 31, 2024, Journey Bank offers a full complement of banking, trust, and financial services to more than 50,000 individuals, families, businesses, and municipalities
Our legacy, rooted in the late 1800s, speaks of a commitment to adapt, innovate, and serve with unwavering dedication.
Today, Journey Bank customers enjoy convenient access to a network of over 20 community offices throughout our Central PA region, seamlessly blending traditional banking values with contemporary financial solutions. Our approach is holistic; we believe in building and nurturing lasting relationships, understanding that each customer’s financial journey is unique. Our team of experts are equipped with deep market insights, enabling us to provide personal financial guidance and services that align with the diverse needs of our customers.
In an ever-evolving financial landscape, Journey Bank remains your steadfast partner. Our mission is clear: to guide, support, and empower you at every step of your financial journey. With a rich history of knowledge, adaptability, and genuine care, we are dedicated to ensuring that your financial goals are not only met but exceeded.
Lance O. Diehl
President/CEO, Journey Bank
We understand your unique needs. That’s why we’ve crafted a range of checking accounts just for you—from BaZing Premium, with its rewarding interest and personal protection benefits, to our convenient Freedom account for hassle-free banking. Your future matters to us, too. Whether you’re just starting to save or looking for higher returns for long-term growth, our accounts are designed with your goals in mind.
Learn MoreWe’re here to simplify the mortgage process so you can find a place to call your own. Whether you’re buying a home for the first time, downsizing, or want a change of scenery, we offer competitive rates and expertise. Plus, if you’re looking to tap into your home’s equity, our custom MyLine program gives you added control and flexibility. For all your home financing needs, you’ll work one-on-one with a local lender who will guide you every step of the way.
Learn MoreAt Journey Bank, we believe that when local businesses thrive, we all do. That’s why we’re more than a bank; we’re a proud partner to local businesses and organizations, fueling their growth and success with our flexible funding options for startups, expansions, and working capital. But we don’t stop there. Coupled with our comprehensive business banking and merchant services, we’re here to deliver a full suite of banking solutions to our vibrant business community.
Learn MoreBanking with Journey Bank is hassle-free, whether in person or online. Our Online Banking* lets you view balances, pay bills, transfer funds, and more. Mobile Banking puts the bank at your fingertips, enabling account access, check deposits, and secure financial management on the go. Our Mobile Banking app includes Zelle® for fast, secure payments, and we support Apple Pay, Google Pay, and Samsung Pay for added convenience and contactless payments.
Learn MoreBanking Solutions For Your Present & Future
*Online and Mobile Disclaimer: While our online and mobile banking services are free, standard text messaging and data rates from your carrier still apply. Check with your service providers for details on specific fees and charges.
Let's take a look at where it all started.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist. As a result, the Muncy Banking Company was established to furnish the primary needs of the small businessmen and the people in the community. On June 20, 1962, the Board of Directors voted to broaden its services to include a trust department. At the same time the bank changed its name to The Muncy Bank and Trust Company.
On April 8th, 1899, five local businessmen petitioned the Comptroller of the Currency in Washington, D.C., to organize a new financial institution-The Bloomsburg National Bank. In 1926, The Bloomsburg Bank-Columbia Trust Company formed through the consolidation of the Columbia County Trust Company and the Bloomsburg National Bank. In 1990, Bloomsburg Bank-Columbia Trust changed its name to First Columbia Bank & Trust Co. In 2008, First Columbia Bank & Trust Co. and CCFNB joined forces and became the second largest independent publicly traded bank holding company headquartered in the three county radius. The bank was officially named First Columbia Bank & Trust Co., with CCFNB Bancorp. Inc. becoming the holding company.
Our Mission and Values
At Journey Bank, we embody a set of core values that we believe are not only integral to our identity but are also reflective of the expectations you, our valued customers, hold for your local hometown bank. These values represent the cornerstone of our commitment to providing you with exceptional banking experiences. They serve as the guiding principles that shape our interactions with you and the community we serve.
Our dedication to these fundamental values ensures that every interaction with Journey Bank is a testament to our unwavering commitment to:
- Service with Care
- Reliability
- Trust
- Expertise
- Responsiveness
- Accessibility
- Community Connections
Today & Tomorrow
Through good times and hard times, we've been there for so many of our local businesses and for generations of families. Today, we remain fully committed to serving the banking and financing needs of our community and look forward to being here for you on your financial journey.
Our Community is Our Commitment
To our team, being a community bank means much more than just doing business locally - it means being involved, getting out into our community, and making an impact where our customers and employees live.
